Honors Program Theses
Award/Availability
Open Access Honors Program Thesis
First Advisor
Amy Igou
Keywords
Financial literacy--Study and teaching;
Abstract
This paper aims to explore the relationship between the effectiveness of financial literacy programs and their influence on students' future decision-making. In this study, survey data were collected from a random sample of young adults aged 18-25 years, primarily located in the Midwest region of the United States. This study suggests that students who took a financial literacy class are less likely to perform better on financial literacy topics and are less likely to have higher perceived confidence when making financial decisions, which contrasts with the existing evidence in the literature over financial literacy programs. Possible explanations for this deviation are explored.
Year of Submission
2025
Department
Department of Accounting
University Honors Designation
A thesis submitted in partial fulfillment of the requirements for the designation University Honors
Date Original
2025
Object Description
1 PDF file (26 pages)
Copyright
©2025 Arianna Shornock
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.
Language
en
File Format
application/pdf
Recommended Citation
Shornock, Arianna, "The Role of Financial Literacy Education in Shaping Students’ Future Financial Decisions" (2025). Honors Program Theses. 1029.
https://scholarworks.uni.edu/hpt/1029
