Faculty Publications
Episode 12: I borrowed, I’m graduating, HELP, Part III of III
Document Type
Podcast
Journal/Book/Conference Title
The Next Step Podcast: Adulting 101
Issue
12
Abstract
In Episode 12 of the Next Step podcast, Nikki finishes a conversation with Tim Bakula, a university director of financial aid, about preparing to repay student loans after graduation. They emphasize that loan repayment and financial systems can be confusing even for educated adults, so graduates should take time to learn, ask questions, and use trusted sources such as their bank and loan servicer. Tim warns about scams and predatory consolidation offers, advising listeners not to click links or share personal information and to verify requests directly with known sources. They also note the importance of watching for the 1098-E form to report student-loan interest at tax time. Tim encourages graduates to set personal financial goals that balance repayment with saving, investing, and life plans, and urges students to make informed college and borrowing decisions by consulting financial aid offices.
Department
Department of Communication and Media
Original Publication Date
3-26-2026
Recommended Citation
Harken, Nichole and Bakula, Tim, "Episode 12: I borrowed, I’m graduating, HELP, Part III of III" (2026). Faculty Publications. 6987.
https://scholarworks.uni.edu/facpub/6987