Faculty Publications
Episode 19: Credit Scores with Bad Banker Ben, Part 2 of 2
Document Type
Podcast
Journal/Book/Conference Title
The Next Step Podcast: Adulting 101
Issue
19
Abstract
Episode 19 of the Next Step podcast concludes a conversation with Ben Anderson of empeople Credit Union about maintaining and repairing credit scores, especially for college students. He discusses student loans as a long-term burden, recommending not sacrificing current financial stability to pay them off early.For monitoring, he suggests quarterly score updates from card issuers, reviewing reports with a banker when applying for loans, and using annualcreditreport.com for free reports. He strongly urges freezing credit with all three bureaus to prevent identity theft.
Department
Department of Communication and Media
Original Publication Date
5-5-2026
Recommended Citation
Harken, Nichole and Anderson, Ben, "Episode 19: Credit Scores with Bad Banker Ben, Part 2 of 2" (2026). Faculty Publications. 6980.
https://scholarworks.uni.edu/facpub/6980