Faculty Publications

Episode 19: Credit Scores with Bad Banker Ben, Part 2 of 2

Document Type

Podcast

Journal/Book/Conference Title

The Next Step Podcast: Adulting 101

Issue

19

Abstract

Episode 19 of the Next Step podcast concludes a conversation with Ben Anderson of empeople Credit Union about maintaining and repairing credit scores, especially for college students. He discusses student loans as a long-term burden, recommending not sacrificing current financial stability to pay them off early.For monitoring, he suggests quarterly score updates from card issuers, reviewing reports with a banker when applying for loans, and using annualcreditreport.com for free reports. He strongly urges freezing credit with all three bureaus to prevent identity theft.

Department

Department of Communication and Media

Original Publication Date

5-5-2026

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