Faculty Publications
Episode 20: Owe, Grow, Give, Live-Budgeting with Brittany
Document Type
Podcast
Journal/Book/Conference Title
The Next Step Podcast: Adulting 101
Issue
20
Abstract
Brittany Heard, a financial advisor at Foster Group in Des Moines, shares how a PR degree led her from event planning to PR work and into insurance and finance, which she enjoys for its mix of relationship-building and analytical planning. Nikki and Brittany discuss how digital banking has changed spending habits, the importance of budgeting from net pay, and how pay frequency affects monthly calculations. Brittany introduces a simple framework—“owe, grow, give, live”—to organize debt payments, saving/retirement, philanthropy, and living expenses, emphasizing budgets must be reviewed and adjusted.
Department
Department of Communication and Media
Original Publication Date
5-7-2026
Recommended Citation
Harken, Nichole and Heard, Brittany, "Episode 20: Owe, Grow, Give, Live-Budgeting with Brittany" (2026). Faculty Publications. 6979.
https://scholarworks.uni.edu/facpub/6979