Open Access Presidential Scholars Thesis
There are many types of social cognition which may affect one's health insurance cost-benefit analysis. Similarly, many situational variables could influence the desirability of condition inclusion. The present study examines the effect of cost and condition type (physical or psychological) upon health insurance decision-making. In addition, the effects of Perceived Health Competence, Health Locus of Control, Belief in a Just World, and religious orientation on willingness to insure are examined. Results indicate that, of these variables, the biggest predictor of insurance desirability is the PHLC, or belief in ''powerful others" in determining one's health state. In addition, the type of condition has implications for attributions of societal responsibility for treatment of the condition. Implications and directions for future research are discussed.
Date of Award
Department of Psychology
Presidential Scholar Designation
A paper submitted in partial fulfillment of the requirements for the designation Presidential Scholar
1 PDF file (36 pages)
©1995 - S. Christian Wheeler
Wheeler, S. Christian, "An analysis of social cognition and health insurance cost-benefit analysis" (1995). Presidential Scholars Theses (1990 – 2006). 162.