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First published in AI and Ethics, v6 n306 published by Springer Nature. DOI: https://doi.org/10.1007/s43681-026-01163-7

Document Type

Article

Publication Version

Published Version

Keywords

AI governance; Public trust; Democratic accountability; User-centric liability; Power asymmetries; Operational responsibility; Human agency; Responsibility gaps

Journal/Book/Conference Title

AI and Ethics

Volume

6

Issue

306

First Page

1

Last Page

16

Abstract

Who bears responsibility when artificial intelligence systems cause harm? This question has become central to AI ethics and governance. Most existing approaches focus on developers, yet this faces serious practical and theoretical problems. Drawing on tort law, agency law, and philosophy of technology, this paper argues that AI should be understood as an instrument whose outputs remain the responsibility of human operators rather than developers. We call this 'user-centric governance.' Placing accountability with deployers promotes public trust by creating clear lines of responsibility, a concern that governance approaches have often overlooked. It preserves democratic accountability by keeping human actors answerable for AI-mediated decisions, and it counters power imbalances by ensuring that those who use AI bear consequences for how they use it. Legal principles of instrumentality show that operational responsibility should follow use rather than creation. We propose a 'distributed yet centered' governance model that acknowledges developer obligations while treating deployment decisions as the center of primary accountability.

Department

Department of Economics

Original Publication Date

5-20-2026

Object Description

1 PDF File

DOI of published version

10.1007/s43681-026-01163-7

Repository

UNI ScholarWorks, Rod Library, University of Northern Iowa

Copyright

©2026 The Author(s)

Creative Commons License

Creative Commons Attribution 4.0 International License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Language

en

File Format

application/pdf

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