Some very unusual conclusions are sometimes drawn regarding accident hazards in specific locations. Insurance rates are frequently calculated on the basis of the density of population, car registrations, and traffic flow. While there is some empirical support for this type of reasoning, little evidence has been presented to indicate the relative importance of the factors involved. A much more scientific method of establishing insurance rates for a given area could be used if underwriters were disposed to make use of it. The following described study was conducted to determine the relative importance of factors relative to fatalities in the state of Iowa.
Proceedings of the Iowa Academy of Science
©1945 Iowa Academy of Science, Inc.
Lauer, Gloria I.; Cutler, Max; and Lauer, A. R.
"Exposure Risks as a Criterion of Traffic Accidents Hazards in Iowa,"
Proceedings of the Iowa Academy of Science, 52(1), 261-263.
Available at: https://scholarworks.uni.edu/pias/vol52/iss1/35