Health-care costs have been a significant topic in the U.S. in recent decades. Several ideas have been proposed to address rising costs, while still maintaining affordable insurance options for consumers. Consumer-Directed Health Plans have been one of these options, and when coupled with Health-Savings Accounts, these plans have significant potential to curb costs and increase the number of insured consumers. There may, however, be both positive and negative effects. The positive effects will likely outweigh the negative effects, and Consumer-Directed Health Plans, coupled with Health-Savings Accounts, should present a net gain to both consumers and the overall economy.
Major Themes in Economics
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"Health Savings Accounts: Benefits, Costs, and Potential Effects,"
Major Themes in Economics, 18, 87-105.
Available at: https://scholarworks.uni.edu/mtie/vol18/iss1/8