Some policy implications of bank participation in small business administration lending programs
Small Business Economics
This study examines the relationship of bank participation in SBA guaranteed lending programs to bank characteristics and market demographic characteristics. Band SBA lending is related to per capita income in the bank's market area, membership in a bank holding company, the loan-deposit ratio of the bank, the percent business loans of the bank, and the total assets of the bank. In markets of 50,000 or less, greater SBA lending is associated with lower per capita income levels. Accordingly, it appears that the economic development function of bank SBA lending is linked to a greater extent with market areas of less than 50,000. © 1990 Kluwer Academic Publishers.
Original Publication Date
DOI of published version
Rappaport, A. and Wyatt, R. W., "Some policy implications of bank participation in small business administration lending programs" (1990). Faculty Publications. 4597.