Faculty Publications

Some Policy Implications Of Bank Participation In Small Business Administration Lending Programs

Document Type

Article

Journal/Book/Conference Title

Small Business Economics

Volume

2

Issue

2

First Page

155

Last Page

162

Abstract

This study examines the relationship of bank participation in SBA guaranteed lending programs to bank characteristics and market demographic characteristics. Band SBA lending is related to per capita income in the bank's market area, membership in a bank holding company, the loan-deposit ratio of the bank, the percent business loans of the bank, and the total assets of the bank. In markets of 50,000 or less, greater SBA lending is associated with lower per capita income levels. Accordingly, it appears that the economic development function of bank SBA lending is linked to a greater extent with market areas of less than 50,000. © 1990 Kluwer Academic Publishers.

Department

Department of Economics

Original Publication Date

6-1-1990

DOI of published version

10.1007/BF00389675

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